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01923 842 282

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Client Testimonials

  • I want to take this opportunity to thank you profusely for all your work, time and support in steering me through this process. I have felt very confident that I was in good hands from the outset and appreciated your patience and proactivity in seeking out an alternative provider when the original lender turned me down.

    Ms, C.
  • We are completed impressed with the professionalism of Capital Financial Services and their outstanding service.

    MR & Mrs K - March 2024
  • Colin & Chrissy were extremely helpful in assisting us in arranging our first mortgage. As daunted first time buyers who knew nothing about the process, it made things much easier having them there along the way to answer questions, arrange everything we needed and deal with much of the paperwork on our behalf. They always got back to us promptly and took the time to explain what we needed to do and why. They made the process so much easier for us, so many thanks to them both! We wouldn't hesitate to recommend their services.

    Mrs P. M
  • Colin and the team at CFS arranged our mortgage and life cover. They did an excellent job of talking us through the different options available and explained everything thoroughly, so we fully understood our obligations before proceeding. They were courteous and helpful at all times and we will definitely use them again.

    Mortgage client
  • We didn’t fully understand the implications of Inheritance tax, which Colin explained to our family in an easy to understand manner. As a result, we are now secure in the knowledge that the family estate is protected.

    IHT client
  • After the birth of our first child, we decided to review our finances and contacted Capital Finances Services for independent advice. They were brilliant in advising us on what our priorities should be. It really put everything into perspective and has made us much more aware of our finances. We started with protection plans for our family and are about to make some ISA investments. The fact that the advice was independent really made a difference as the options are much greater and we are comfortable that we have the right plans in place for our needs.

    Protection client

Meet The Team

Find out about our professional and experienced team - who they are, how they can help you and how you can contact them.

    01923 842282

    Colin Baldock


    Colin has been involved in Financial Services all of his working life having worked for a major Bank,  Insurance Company and Building Society.

    He set up as an Independent Financial Adviser in 1985 and although Colin does not tend to specialise in any one particular area of business, the largest portion of his business has an Investment, Pension and Inheritance Tax Planning bias. Other...

    01923 842282

    Tracey James

    Business Development

    Tracey has over 25 years experience in Financial Services, during which time she has gained the Full Financial Planning and Mortgage Qualifications. She has worked closely with High Net Worth and large Corporate Clients.

    The last 10 years has been spent in Business Support and Development and she works with Colin to ensure clients are kept informed of changes in Financial Legislation,...

    01923 842282

    Natasha Barber

    Financial Planning Administrator

    Meet Natasha, who has a wealth of experience in financial services with and a keen eye for detail. Throughout her career, Natasha has honed her skills, becoming an expert in handling all aspects of client enquiries and meticulously navigating the intricacies of client applications from start to finish. She has an in-depth knowledge of mortgages and life protection and as an integral part of...